SMS Receiving

Earn Money for Receiving SMS Without Any Investment

Start earning passive income by simply receiving text messages on your Android phone.

With the Money SMS app, you get paid for helping telecom companies ensure their messaging systems are reliable.

Receive SMS and earn money — the easiest way to start making passive income on phone!

No Extra Setup

The app is ready to go as soon as you install it. No need to deal with technical complications — just receive SMS and start earning.

Privacy First

Only SMS with test codes are stored, your personal messages remain untouched. Your privacy is always our priority.

Earn on the Go

Money SMS works in the background without disrupting your daily routine. You won’t even notice it’s there.

Automatic Payments

Earn €0.01–€0.03 per SMS. Once you hit €2, you can withdraw easily. There's no cap on how much you can earn!

How to Earn Money by Receiving SMS?

Step 1

Install the app and give permissions

Download the Money SMS app from the official website. Complete the quick registration process to activate your account.

After you’re logged in, you’ll be required to grant several permissions on your device for the app to work properly. You’ll allow the app to receive test SMS and read only them – your private messages won’t be affected.

Why APK Warnings Appear

When downloading the Money SMS APK, your phone may show warnings like “This type of file can harm your device” or “Installing apps from unknown sources can be risky.” These are standard Android security alerts for apps not downloaded through the Google Play Store. They don’t mean the app is unsafe; instead, they encourage caution when installing software from outside sources.
Our APK has been carefully tested for malware and adheres to high-security standards. Additionally, the app only uses permissions required for its core functions, ensuring your personal data remains protected.

Step 2

Keep your phone connected

Ensure your mobile device has a stable Internet connection to start receiving SMS tests. The Money SMS app must be active and running in the background.

You can check whether the application is active on its launch screen or in your phone’s settings. If it isn’t working, restart the app or your phone and try again.

Step 3

Receive test SMS messages

Once set up, you can sit back and watch your balance grow as you receive SMS tests. The number of such SMS depends on the request in a particular location or network.

These messages usually contain random text or codes and are exclusively used for system testing, guaranteeing they are entirely safe and pose no risk.

Step 4

Get paid for receiving SMS messages

You’ll earn €0.01–€0.03 for each SMS received. Your earnings will be credited to your account automatically, with no cap on how much you can earn.

To cash out your earnings, wait till the total amount hits €2.0 and make your withdrawal request. You can check your balance at any time in the Money SMS app.

Payment Levels

As your amount of received SMS increases, you will automatically move up the levels. We introduce the payment levels to ensure the quality of our service (new numbers which received the least SMS have the highest value for us). If you’re already in the highest level, consider registering with a new SIM card to earn more per SMS.

Level 1
Amount of SMS: 1-100
Payout per SMS: €0.03

Level 2
Amount of SMS: 101-500
Payout per SMS: €0.02

Level 3
Amount of SMS: >501
Payout per SMS: €0.01

More Ways to Earn with Money SMS

SMS Sending

Make sure you have enough balance and turn on SMS sending in the main screen or Settings. The app will then automatically send up to 50 test SMS per month, earning you €0.15 for each.

Call Testing

Allow the app to make silent test calls to your device in the Settings. These calls won’t interrupt your day, and you’ll earn €0.02 per test call, with zero effort on your part. You won’t be charged anything.

Referral Program

Invite friends to join Money SMS and earn 30% of their withdrawals. Plus, your friends get a €0.25 bonus when they sign up using your referral code. Find your referral code in the Settings and start sharing.

Start making money with Money SMS!